Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Inflation and Your Portfolio Even low inflation rates can pose a threat to investment returns. Retirement Plan Detectives A couple become Retirement Plan Detectives, searching records from old employers. When Heirs are Imperfect The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.